🔒 In today’s rapidly digitizing world, digital financial services are not just about convenience—they’re about trust and safety. At Haripay, we understand that your customers are trusting you with their hard-earned money. That’s why we’ve built our platform with top-tier security architecture, ensuring every transaction is encrypted, verified, and fully protected from start to finish.

Whether it’s an AEPS cash withdrawal, BBPS utility bill payment, UPI transfer, or a DMT money transfer—every Haripay transaction is backed by bank-grade security protocols. We prioritize your safety, so you can focus on growing your digital services business with complete confidence.

Let’s explore how Haripay makes “Safe & Secure Transactions” a reality for every agent and every user.

đŸ›Ąïž Why Security Matters in Digital Transactions

With the rise in online transactions, frauds and cyber threats have also increased. Financial data, if not secured properly, can lead to:

  • Identity theft
  • Fraudulent transactions
  • Data leakage
  • Trust issues with customers
  • Business loss and legal risks

That’s why Haripay’s security system is proactive, not reactive—designed to protect your data, prevent unauthorized access, and monitor suspicious activity in real time.

🔐 Multi-Layered Security Infrastructure

Haripay uses a multi-layered approach to security, combining advanced technologies with strict compliance standards. Here’s how:

1. SSL Encryption

All communication between your device and our server is encrypted using 256-bit SSL encryption—the same technology used by banks and top financial institutions. This ensures that your personal and transactional data stays safe from eavesdropping and tampering.

2. 2-Factor Authentication (2FA)

Every login and major transaction action is protected with 2FA, adding an extra layer of security by verifying your identity via OTP sent to your registered mobile number or email.

3. Secure APIs

Our APIs for BBPS, AEPS, UPI, and other services are developed using secure protocols with rate limiting, token-based access, and IP whitelisting, ensuring that only authorized users can access our services.

4. Firewall Protection

Haripay’s infrastructure is protected by enterprise-grade firewalls and intrusion detection systems to block any malicious activity before it even starts.

5. Role-Based Access Control

Our platform allows role-based access, meaning users only see and use features that they’re permitted to, reducing the risk of misuse or internal data breaches.

🧠 AI-Powered Fraud Detection System

Our smart systems go beyond traditional methods. We use AI & machine learning algorithms to:

  • Detect unusual patterns
  • Flag suspicious activities
  • Automatically block or hold risky transactions
  • Alert our fraud prevention team in real-time

This ensures that you’re protected even before a threat materializes.

đŸ§Ÿ Secure Transaction Logs & Real-Time Tracking

Every transaction processed through Haripay is:

  • Timestamped
  • Geo-tracked (where required)
  • Logged securely
  • Linked to user ID

You can view complete details of all your transactions directly from the app or web dashboard—no hidden charges, no missing data, and no confusion.

✅ RBI-Compliant and BBPS-Certified

Haripay operates under the guidelines of the Reserve Bank of India (RBI) and integrates with NPCI-certified BBPS systems, ensuring:

  • Compliance with data protection laws
  • Transparent and accountable operations
  • Timely reconciliation and settlements
  • Legal and regulatory protection for users and partners

This brings a high level of reliability and legitimacy to the services offered on our platform.

đŸ“± Device & App Security

Our mobile app is built with security in mind:

  • Device Binding: Only registered devices can access your account
  • App Permissions: No unnecessary access to your mobile data
  • Session Timeouts: Automatic logout in case of inactivity
  • PIN-based Access: Extra security for high-value transactions

This ensures that even if your phone is lost, your Haripay account remains safe.

🔧 Agent and User Training

We don’t just provide a platform—we empower our agents with knowledge:

  • Fraud Prevention Tips
  • Secure Login Practices
  • How to Handle Disputes
  • Recognizing Phishing or Scam Attempts

Training and support are available via our Helpdesk, App Tutorials, and Email Communications. An aware agent is a secure agent.

đŸ§Ÿ Instant Notifications & Transparent Receipts

Every transaction you make on Haripay comes with instant SMS/email/app notifications and downloadable receipts. This keeps your business transparent and protects you from disputes.

  • SMS confirmation with transaction details
  • WhatsApp alerts (optional)
  • Real-time app push notifications
  • PDF receipts for record-keeping

Transparency and traceability help build trust with your customers.

đŸ€ Haripay Support & Dispute Resolution

If something goes wrong, we’re here to fix it. Our support system includes:

  • 24×7 Helpdesk Support
  • Dedicated Escalation Team
  • Fast Reconciliation and Refunds
  • BBPS Dispute Resolution (for bill payments)
  • Ticket-based Issue Tracking

Security is not just about prevention—it’s also about response. With Haripay, you’re never alone when you need help.

🛑 Common Security Practices You Should Follow

To maintain maximum safety, we advise our users and agents to follow these best practices:

  • Never share your OTP or password with anyone
  • Use strong passwords and change them regularly
  • Log out after completing your work
  • Only use official Haripay app and website
  • Avoid using public/shared Wi-Fi for transactions
  • Report suspicious activity immediately

With Haripay, security is a shared responsibility, and together we can ensure a risk-free experience.

🚀 Growing with Confidence

When you know your money is secure, you can focus on what matters—expanding your business, serving more customers, and earning more commissions.

With Haripay, you can:

  • Accept digital payments confidently
  • Provide AEPS and DMT services securely
  • Pay bills without fear of fraud
  • Recharge mobiles and DTH with 100% success and refund tracking
  • Manage wallets with transparency and real-time balance alerts

Security builds trust—and trust builds business.

📌 Conclusion

In a digital economy, security is not optional—it’s the foundation of trust and long-term success. At Haripay, Safe & Secure Transactions are not just promises—they’re a reality delivered every second.

From enterprise-level encryption and real-time fraud detection to secure APIs and compliant operations—Haripay is your safest partner for AEPS, BBPS, DMT, and other digital services.

Join thousands of agents who trust Haripay for secure and seamless digital transactions—every time, everywhere.

🔐 Haripay – Empowering India, Safely.

Success stories of a few customers